FREQUENTLY ASKED QUESTIONS
DO I NEED A CONSUMER RIGHTS LAWYER?
At Elite Legal, our Consumer Rights Lawyers have the experience to navigate through the legal system, making it more likely that you will be successful overcoming any legal obstacles you might face. Our Consumer Rights Lawyers can help you determine the best route for you to work your issues.
Our Consumer Rights lawyers are experts with the knowledge, credentials and skills to help consumers who are being harassed by third party debt collectors. Representing clients in cases against collectors is our specialty form of consumer law, the branch dedicated to protecting consumers against unfair trade and deceptive trade practices.
Our Consumer Rights Lawyers have become more prominent because household debt in the U.S. has jumped 11% over the last decade and credit card and auto loan debt are going over the $1 trillion mark. With so much money owed, debt collection agencies are getting more and more aggressive in trying to collect.
More than 70 million consumers were contacted by collection agencies and about 17.5 million of them felt threatened by the call. A portion of those people are seeking help from our Consumer Rights Lawyers to fight back against aggressive collectors in court. If a collector in trying to recover money you owe, our Lawyers may be the best solution to help you understand your rights in order to escape harassment or illegal tactics.
CAN A CONSUMER RIGHTS LAWYER HELP MY COURT CASE?
Our Consumer Rights Lawyers are extremely valuable if your situation causes you to go to court. Collectors can take consumers to court to recover money owed and win most of the cases because the consumer never appears in court.
Consumers who do appear in court or appear with no legal representation are doing themselves a disservice. They often don’t know their rights in these cases and thus don’t represent themselves effectively.
With a Consumer Rights Lawyer, a consumer involved in a court case with a collector is likely to be treated with more respect inside the courtroom and will have someone with expertise by their side. In many instances, a Consumer Rights Lawyer can make compelling arguments to the judge in their client’s favor.
Also, our Consumer Rights Lawyers can quickly determine whether any illegal methods have been used by collectors to recover money from their client. This is especially useful if you have experienced harassment or threats from a collector. In some instances where a collectors behavior is egregious, a Consumer Rights Lawyer will prepare and file a lawsuit on behalf of their client against a collector seeking financial damages.
WHAT CAN A LAWYER DO IF I FILE FOR BANKRUPTCY?
A Consumer Rights Lawyer is just about mandatory when filing for Bankruptcy. A Lawyer who specializes in bankruptcy can explain the differences between Chapter 7 or Chapter 13 bankruptcy filings and should advise you what rights and obligations go with each form.
With a bankruptcy, a Consumer Rights Lawyer will help you prepare all the required paperwork you need in your case. They can answer your questions and give you a basic rundown on rules and procedures in the courtroom.
WHEN SHOULD I HIRE A CONSUMER RIGHTS LAWYER?
As soon as you feel you’re falling behind on any your monthly payments, take action and enroll as a client. It’s best to address this before your financial problems have grown so severe or you’re being threatened with legal action.